Terry Savage
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Roulette Wheel
Time to hedge your bets
In the roulette wheel of the economy, it's time to place your bets. Red or black? Will all this economic uncertainty land in the red of inflationary boom or the black of deflation and depression?
 
Houses
Should you refinance? Of course -- but can you?
While millions of homeowners worry about foreclosure, others are hoping to take advantage of historic low interest rates to refinance mortgages.
 
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Time to hedge your bets
In the roulette wheel of the economy, it's time to place your bets. Red or black? Will all this economic uncertainty land in the red of inflationary boom or the black of deflation and depression?
Should you refinance? Of course -- but can you?
While millions of homeowners worry about foreclosure, others are hoping to take advantage of historic low interest rates to refinance mortgages.
 
Dear Terry,
I love reading your column and advice. I hope you can help with a few questions. I am a recent college grad who has been working for a year now. I will soon be enrolled in my companies traditional 401k plan. They offer 5% as long as I contribute 3%.
My question is should I start my own Roth 401K separately? Also I have heard about annuities and have found one I think I like. Should I enroll myself in an annuity also?
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When people fear the government - that is tyranny; When government fears the people - that is liberty.
Thomas Jefferson

It is incumbent on every generation to pay its own debts as it goes. A principle which if acted on would save one-half the wars of the world.
Thomas Jefferson
 
 
 
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