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Dear Terry,
I love reading your column and advice. I hope you can help with a few questions. I am a recent college grad who has been working for a year now. I will soon be enrolled in my companies traditional 401k plan. They offer 5% as long as I contribute 3%.
My question is should I start my own Roth 401K separately? Also I have heard about annuities and have found one I think I like. Should I enroll myself in an annuity also?
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When people fear the government - that is tyranny; When government fears the people - that is liberty.
Thomas Jefferson
It is incumbent on every generation to pay its own debts as it goes. A principle which if acted on would save one-half the wars of the world.
Thomas Jefferson
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