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Beware of 'personal bankers'

You walk into your bank seeking safety. You trust your bank to provide only secure, FDIC-insured deposits. But you want higher yields than the bank certificates of deposit. Those six-month CDs are currently paying less than 2 percent at most local institutions.
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Read Terry's Column About Living Benefits Annuities

If my mortgage company goes bankrupt, what
will I owe?

Q: I have a conventional home mortgage. In fact, I was just about to pay down about $13,000 of it with cash. I probably owe $120,000. I could pay it all off if I wanted to.
Read Terry's Answer

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