About Terry
Terry Savage is a nationally recognized expert on personal finance, the economy and the markets. She writes a weekly personal finance column syndicated in major newspapers by Tribune Content Agency.
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Terry's Columns
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Stop Procrastinating About Planning
Astoundingly, the year is almost over. And as the calendar races to the finish, you...
Written on September 28, 2025 -
Wanna Bet?
Fall is already in the air in many parts of the country. Kids are back...
Written on September 15, 2025 -
Chicken Money Challenge Ahead
Savers are about to face the most significant financial challenge of all – the challenge...
Written on September 10, 2025 -
How Interest Rates Work
Will they or won’t they cut interest rates in September? All eyes are on the...
Written on August 27, 2025 -
Artificial Intelligence Arrives
Artificial Intelligence is the buzzword that is driving the stock market and economic capital these...
Written on August 23, 2025 -
Parent Plus Loans: Act Quickly
In my latest column about student loans, I focused on changes coming to the outstanding...
Written on August 11, 2025 -
Bankruptcy
It has been quite a few years since personal bankruptcies hit the headlines. Before Covid,...
Written on August 05, 2025 -
Student Loan Changes — Act...
If you have outstanding student loans, you are likely about to encounter some significant and...
Written on August 02, 2025 -
Are You Even?
Your 6-month account statements from your 40lk or IRA have likely just landed in your...
Written on July 23, 2025 -
Private Equity Targets Your 40l(k)
Wall Street has a new target. With nearly $9 trillion in assets, 401(k) plans have...
Written on July 13, 2025
Ask Terry
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“Financial planner fees”
Hi Terry Looking to retire in about 6 months. Our long time Financial advisor from.. -
“Medicare Enrollment Question”
Hi Terry, I have a question regarding Medicare, I turn 65 in Oct. and was.. -
“Student loan repayment”
Our daughter has $21k in student debt & her spouse has $100k. We are considering.. -
“Investment for 87 year Old Widow”
Hi Terry. I have written before about my mom who had Guillane Barre from a.. -
“opinion of Fixed Index Annuities”
My husband died in feb. 2025 at 76; second marriage for each of us-i’m 71;.. -
“Old bank account”
We found an old CD account of my mothers, she died in 1993, she last.. -
“Credit card hardship”
Do credit card companies offer hardship for people having trouble making credit cards payment -
“Taxes on Roth conversions”
Hi Terry. I am retired & converting my 401k into a Roth IRA (We are.. -
“How to arrive at FIRE number.”
I heard from lot of friends that FIRE number(financial independence) is between 3-4 million. Can.. -
“Insurance beneficiary”
Should your beneficiary of your life insurance be your trust or individuals like your spouse..
Terry has explained personal finances to employees of organizations large and small, including:
