About Terry
Terry Savage is a nationally recognized expert on personal finance, the economy and the markets. She writes a weekly personal finance column syndicated in major newspapers by Tribune Content Agency.
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Terry's Columns
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T-Bills (still) beat most CDs...
U.S. Treasury Bill interest rates are still mostly higher than the comparable bank CDs. As...
Written on July 10, 2025 -
Equity Linked Annuities
The promises are enticing – stock market upside with no risk on the downside. Or...
Written on July 06, 2025 -
Information, Please
Every day there’s a new headline number to impact the markets. Whether it’s about inflation...
Written on July 02, 2025 -
Social Security — The Latest!
It’s getting worse at Social Security—and it’s not your imagination. Here, as promised, are the...
Written on June 25, 2025 -
Home Buying Opportunity Coming?
There is never a good time to buy a home – except in hindsight. As...
Written on June 25, 2025 -
Housing Opportunity?
There is never a good time to buy a home – except in hindsight. As...
Written on June 18, 2025 -
Artificial Intelligence — A New...
Does the concept of Artificial Intelligence (AI) scare you or intimidate you? Or do you...
Written on June 04, 2025 -
We Live in a Digital...
We live in a digital world – especially when it comes to money. And, like...
Written on June 01, 2025 -
I-Bond Update — and Advice
The new rate for Series I bonds purchased after May 1, 2025 is 3.98%. That...
Written on June 01, 2025 -
Student Loans: Do Something Now!
Student loans have been looming in the background for more than five years – ever...
Written on May 27, 2025
Ask Terry
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“Life Insurance Too Expensive”
When I turned 75 last September my life insurance became too costly to continue it... -
“COBRA utilization impact on Medicare”
Terry, I listen to you every week on John William’s show and SO greatly appreciate.. -
“credit card debt relief”
Is there a way to lessen our credit card debt through a company like National.. -
“social security benefits”
Hi Terry, My wife just turned 69 and I will be 67 in December. We.. -
“Suddenly receiving social security in addition to teacher pension”
I am a 78 year old retired teacher receiving a pension and have plan F.. -
“authorized user on a credit card”
Terry – I added my son as an authorized user to 1 credit card. He.. -
“Investing 1.5 million”
Hi Terry, We recently sold some property, and we have about 1.5 million. My husband.. -
“estimated taxes”
For the last 2 years I’ve had had to pay quartly estimated federal tax n.. -
“How much tax to be taken out”
I currently have 7% tax taken out of my monthly SSI payment. I get $3019.. -
“IL tax refund”
Hello , I am waiting for a taxi refund from Illinois. I checked their web..
Terry has explained personal finances to employees of organizations large and small, including:
