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Terry's Columns
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New Student Loan Rules
New student loan rules have just gone into effect – an ever-changing and complicated array...
Written on July 17, 2026 -
Summer Road Trip
Now that gas prices are starting to come down, millions of Americans will hit the...
Written on July 17, 2026 -
Trump Accounts
Trump Accounts are now open – and should be viewed on a financial, not political...
Written on July 01, 2026 -
Social Security Insolvency
Social Security is running out of money in its main trust fund. The latest Trustees...
Written on June 16, 2026 -
Reverse Mortgages Explained
As Americans live longer and costs continue to rise, a growing number of seniors have...
Written on June 12, 2026 -
Your Home as Your Piggy...
For generations of Americans, the family home is the largest investment they will ever make....
Written on June 12, 2026 -
How To Buy Treasury Bills
U.S. Treasury Bill interest rates are still mostly higher than the comparable bank CDs. As...
Written on June 09, 2026 -
Parent PLUS July 1st Deadline...
Time is running out for Parent PLUS College loan borrowers to access money-saving repayment deals....
Written on June 01, 2026 -
Special “K”
We’ve all heard references to a “K-shaped” economy. It’s an image that reflects the growing...
Written on May 28, 2026 -
Next Year’s Taxes — Plan...
The last thing you want to think about now is taxes. You’ve just completed your...
Written on May 26, 2026
Ask Terry
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“Fees for financial planner”
Hi Terry love listening to you and John what’s an average fee I should expect.. -
“RMD/IRMAA/CHARITABLE DONATIONS”
My wife and I are both 75 and feeling comfortable with our retirement accounts and.. -
“Social Security”
Hello Terry My wife and I are both 70 years old and collecting social security.. -
“Wills”
Terry, what books would you recommend for researching setting up a will especially for New.. -
“Social security retirement benefits and taxes deducted”
I turned 70 and now started receiving my social security benefits. I still work full.. -
“Student loans”
Hi Terry, my federal student loans have been in forbearance due to the save act... -
“IRA/ROTH CONVERSION at age 91”
I am 91 and my wife is 89. We live in our mortgage free home... -
“moving from index funds”
With tech stocks dominating the markets and weakening diversification, I am concerned about my Vanguard.. -
“Cashing in a life insurance policy”
Since we no longer need my husbands life insurance policy we will be taking it’s.. -
“Wife and early social security.”
Hi Terry Trying to convince my wife into collecting ss at 63 and keep working...
About Terry
Terry Savage is a nationally recognized expert on personal finance, the economy and the markets. She writes a weekly personal finance column syndicated in major newspapers by Tribune Content Agency.
Terry has explained personal finances to employees of organizations large and small, including:
