Join Terry on a 9- Day luxury cruise around Spain and Portugal
October 2-11, 2026
Click Here to buy it on Amazon
For Social Security Horror Stories
Click Here
Terry's Columns
-
Stress Test Your Money
With everything going so well, maybe it’s time for a stress test for your money....
Written on July 29, 2026 -
New Student Loan Rules
New student loan rules have just gone into effect – an ever-changing and complicated array...
Written on July 17, 2026 -
Summer Road Trip
Now that gas prices are starting to come down, millions of Americans will hit the...
Written on July 17, 2026 -
Trump Accounts
Trump Accounts are now open – and should be viewed on a financial, not political...
Written on July 01, 2026 -
Social Security Insolvency
Social Security is running out of money in its main trust fund. The latest Trustees...
Written on June 16, 2026 -
Reverse Mortgages Explained
As Americans live longer and costs continue to rise, a growing number of seniors have...
Written on June 12, 2026 -
Your Home as Your Piggy...
For generations of Americans, the family home is the largest investment they will ever make....
Written on June 12, 2026 -
How To Buy Treasury Bills
U.S. Treasury Bill interest rates are still mostly higher than the comparable bank CDs. As...
Written on June 09, 2026 -
Parent PLUS July 1st Deadline...
Time is running out for Parent PLUS College loan borrowers to access money-saving repayment deals....
Written on June 01, 2026 -
Special “K”
We’ve all heard references to a “K-shaped” economy. It’s an image that reflects the growing...
Written on May 28, 2026
Ask Terry
-
“Estate”
My husband & I are retired in our 70’s. We have house, condo, boat plus.. -
“6 month t-bill”
Today 7/29 I watched your segment on WGN. You stated that 6 month t-bills are.. -
“Annuity”
Who is the annuity guru that you mention on your radio show? -
“Social security overpayment recovery”
My mother has received letters from Social Security telling her that she owes over $62,000.. -
“Ira/roth conversion”
I am 69 and have $1.2 million in my IRA accounts. Should I consider converting.. -
“401k to IRA”
My 401k provider (Empower) is recommending transferring my 401k monies to a IRA within their.. -
“Thank You”
I’m 65 and have always lived in the Chicago area. I remember watching you on.. -
“401K”
I need advice as to whether I should start withdrawing from my former employer’s 401K.. -
“Credit scores”
Retired, married, 82 year old here. Own paid off home. Have a home equity loan.. -
“T bills interest”
Are y bills tax free on the interest
About Terry
Terry Savage is a nationally recognized expert on personal finance, the economy and the markets. She writes a weekly personal finance column syndicated in major newspapers by Tribune Content Agency.
Terry has explained personal finances to employees of organizations large and small, including:
