CD BENEFICIARY IN A TRUST

IN ANSWER TO A QUESTION I ASKED IN A PREVIOUS EMAIL…YOU ADVISED NOT TO NAME MY REVOCABLE TRUST AS THE BENEFICIARY OF MY CDS I DO NOT UNDERSTAND HOW THEY WILL PASS IN MY ESTATE. THE CD S I DO NOW OWN ARE SHOWING MY TRUST AS BENEFICIARY THOUGH THEY REMAIN IN HAND ‘S OF MY FDIC INSURED BANK AND ROLL OVER AT MATURITY EACH YEAR (OR UPDATE TO HIGHER INTEREST RATE} I AM CONFUSED ABOUT WHAT I NEED TO DO TO INSURE THEY ARE ABLE TO PASS THROUGH MY ESTATE AS ASSETS WOULD IT BE BETTER TO NAME A SPECIFIC PERSON FOR EACH CD?? THANK YOU