Ask Terry Questions Ira RMD funds

Ira RMD funds

By Terry Savage on March 14, 2025 | Financial Planning / Retirement

Should we stay put in retirement funds or move some funds to money market funds?

Terry Says

If you have an RMD for 2025, which must be paid out any time during the year, I recommend you already have the money in a money market mutual fund inside the IRA. You don’t want to speculate, try to time the market, or be forced to sell to take that RMD when the market may be down even farther.

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