Ask Terry Questions RMD 2025– calculated on higher value than it is now!

RMD 2025– calculated on higher value than it is now!

By Terry Savage on April 07, 2025 | Wild Card

With recent US tariff moves my 401k like every one else’s took a hit. Obviously no one can predict what will happen going forward, but my 2025 RMD withdrawl calculations are going to be based on my beginning balance. If the market does not bounce back in the next 8 months I’m going to be paying taxes on a larger % withdrawl than necessary. The RMD tax law appears to be written assuming the market always goes up. Is any one looking at changing this?

Terry Says

Not yet! Let’s see how things go this year.

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