Ask Terry Questions tbill vs money market

tbill vs money market

By Terry Savage on March 14, 2025 | Chicken Money

We have extra cash on hand and want to put it back for a future trip for us and our kids. Is it better to invest in t-bills or money market? Or a CD? Potentially $2K monthly. I’ve read where you suggest purchasing monthly T-bills. Or do I want to go monthly money market deposits? Planning on a fall 2026 trip.

Terry Says

Well, you pay no state income taxes on T-bills, so that’s one benefit. I’d suggest T-bills, but only roll-over once. Then themoney will come back to your money market deposit account.
https://www.terrysavage.com/t-bills-beat-cds-2/

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