Credit/Debt

Credit/Debt Questions

death in family

I am 55 and my brother is 50. Our mother passed 2 weeks ago. She is in a better place..

Financial devastation due to cancer

My 54 y.o. friend received a devastating cancer diagnosis in Jan 2024. First round of chemo was not effective, but..

Home Equity Loan

Hi there, I am trying to figure out if I want to take a home equity loan against my mortgage..

Debt consolidation

I have used a debt consolidation company in the past, which helped me out immensely. I can’t remember the name..

Use of 401k funds to pay down debt

Good Morning, Is it ever a good idea to use your 401k funds to pay off debt. It is my..

Credit Repair companies

Hello Terry, While listening to your comments to Frederika Whitfield from CNN on Saturday 4/5/2025, you briefly stated to stay..

Getting another persons name off a credit statement

I recently found another’s person name on letter from Target. My son’s name was the primary person on my card...

Where to check credit report for errors

My daughter found errors (wrong addresses and phone numbers) when she was applying for a mortgage with her husband. How..

Credit Score

Our daughter is a college graduate, gainfully employed as an educator, lives at home, has investments and Roth IRA’s and..

Drop a credit card

I have a Southwest credit card that I’ve had for over 20 years, I would like to close it because..

credit card high interest debt consolidation

76 year old retired man, have $110,000 left to pay on a 2.2% mortgage = to a $1,000 payment each..

The three credit reporting services

On 9/16/24 I received letters confirming a freeze on my credit reports from Experian and Equifax. Should I have also..

The phone numbers to help with credit card debt

What’s the phone number for credit counseling for debt

Commercial line of credit

I retired from my small business in November 2023 and closed the business account in June of 2024. A loc..

Personal credit

We opened a JC Penney Mastercard account over a year ago and have not used the card in over a..

Car Loan v. Credit Score

I have enough money in savings to buy a car (used, or even new) outright. Does it make sense to..

Finance trouble

Good Morning, I am a 69 year old trying to figure my finances out. I need help, I have a..

Annual credit report

Is it safe to give my social security number to the website Annual Credit Report.com? You have spoken positively about..

Debt

Is it financially wiser to use my insurance payout to pay off my loans and be debt free , or..

credit freeze without entering our social security numbers?

can this be done without putting SS info in? We don’t feel comfortable giving out SS #s

money

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