Credit/Debt Questions
Debt
My daughter has about $100,000 equity in her home but has a low credit score of 540. Considerable credit card..
Pay off credit cards
My credit cards have limits anywhere from $400 to $600 I’m retired but I work a little bit part-time I..
HELP! I NEED TO RE-BUILD MY CREDIT RATING
Had a good credit score but lost major credit card due to none use, which affected my credit rating. Trying..
Medical debt
I have medical debt and I was wondering what the rules were for the debt to be forgiven
Paying monthly bills on a cash back credit card
My husband and I would like to get one cash back credit card and pay all of our monthly bills...
Bankruptcy
How can I file bankruptcy for. Myself if all our holdings are in my spouses name.
Bankruptcy
Can you file bankruptcy for yourself if your house and other holdings have always been in your spouse’s name, and..
Balance transfer
Hello Terry I want to get a balance transfer I have two Capital one cards one is for 7,195.35 and..
Credit Card
I want to stop using and cancel a credit card. Is there a right way to do this? Do I..
401K
I won’t go into the details that led to this but I only have $5000 left in my 401k. Should..
Un- filed taxes
My son, age 50, is living with me now since he was let go of his job over a year..
Applying for a Credit Card
Hi Terry, My goal is to obtain a credit card and start building my credit. MY FACTS: 24 years old..
Heloc, Construction Loan, Home Equity Loan or Something Else?
Hi Terry! I am currently looking to renovate my home, pay off some credit card debt, and balance my overdrawn..
Credit card debit for seniors.
Is there an legitimate program that offers to pay off credit card debts for seniors if earn under $2348 in..
Data Breach
I just received a Notice of Data Breach in my mothers name. The breach happened Feb 21 2024. Under normal..
Credit Card Debt
I am trying to get information on credit card debt for a friend. She has been applying for jobs but..
Debt/retirement
I’m 44 currently making about 150,000/year. I have about 30,000 in debt. I was thinking about pulling from my 401k..
Financial advisor
Could you please give me this phone number. I heard on the news one day but mis placed it. My..
advice on debt for a single mom
Hi Terry! I am a 52 year old single mom with 3 kids (23, 19, and 17) One has finished..
Consolidation Loan
The interest on my credit cards are killing me. What do you think about a consolidation loan?