Insurance & Annuities Questions

Advantage Health Insurance

Hello Terry …. Seem to recall you saying that you don’t recommend the Medicare Advantage plans. Can you please explain..

Medicare Enrollment

I will be 65 in July 2025 and retiring in August 2025. I plan on going on my husbands health..

Use of Broker or Agents to find Medicare Supplement Plan

I need to find a Medicare supplement plan and agree with you that medigap is the preferred option. Do you..

Should we surrender Second to die policy

600 K death benefit (bought second to die about 20 years ago) Paid in more premiums than surrender value, surrender..

Term Insurance

I currently have a Term Insurance Policy($400K) through my employer retirement plan. I am currently retired. As I get older,..

1 time windfall increased my Medicare costs

I had a one time only increase to taxable income 2 years ago. What is the IRS tax form I..

Delaying enrollment in Medicare A

I’m 65 and turn 66 in July. I have health insurance through Cigna provided by my wife’s employer (Aldi). I..

HSA and career change

Hi, Terry- I retired from a teaching career at a private school in June. I am still eligible to receive..

long term insurance

C AN A PERSON BUY LONG TERM INSURANCE AT 79 YEARS OLD ?

SSI

My wife was approved for ss disability can she stay on my health insurance plan

Changing from Medicare advantage to a supplement

My dr will not accept my Medicare advantage ppo plan after this year. I want to go back to regular..

I signed up for long-term care over 10 years ago now when I look at my policy, it looks like it’s a $100,000 life insurance policy. What the heck happened

I signed up for long-term care insurance and now when I look at the policy, it says $100,000 of life..

Home insurance

Any idea home insurance low prices thank you

Pension/longterm care

Why is it that you work your whole life and earn a pension but when you need to be placed..

Long Term Care Insurance

Hi Terry. When it comes to LTCi, how long should the benefit period last? I understand the importance of adequate..

Term life insurance?

Terry, on today’s John Williams show you discussed getting term life insurance in case you need it. I think it’s..

Sale of rental house

My mother and stepfather gifted me their house in 2010 with the understanding that I would keep them in their..

Insurance policy paid automatically from IRA gains

My wife and I recently met with a financial advisor to modify our insurance policies that met our needs 10..

Medicare

My husband turns 65 this month I turn 65 next month He is a union carpenter still working full time..

Are annuities a good investment?

Do you recommend an annuity as a good investment option for seniors?

money

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