Insurance & Annuities Questions
Advantage Health Insurance
Hello Terry …. Seem to recall you saying that you don’t recommend the Medicare Advantage plans. Can you please explain..
Medicare Enrollment
I will be 65 in July 2025 and retiring in August 2025. I plan on going on my husbands health..
Use of Broker or Agents to find Medicare Supplement Plan
I need to find a Medicare supplement plan and agree with you that medigap is the preferred option. Do you..
Should we surrender Second to die policy
600 K death benefit (bought second to die about 20 years ago) Paid in more premiums than surrender value, surrender..
Term Insurance
I currently have a Term Insurance Policy($400K) through my employer retirement plan. I am currently retired. As I get older,..
1 time windfall increased my Medicare costs
I had a one time only increase to taxable income 2 years ago. What is the IRS tax form I..
Delaying enrollment in Medicare A
I’m 65 and turn 66 in July. I have health insurance through Cigna provided by my wife’s employer (Aldi). I..
HSA and career change
Hi, Terry- I retired from a teaching career at a private school in June. I am still eligible to receive..
long term insurance
C AN A PERSON BUY LONG TERM INSURANCE AT 79 YEARS OLD ?
SSI
My wife was approved for ss disability can she stay on my health insurance plan
Changing from Medicare advantage to a supplement
My dr will not accept my Medicare advantage ppo plan after this year. I want to go back to regular..
I signed up for long-term care over 10 years ago now when I look at my policy, it looks like it’s a $100,000 life insurance policy. What the heck happened
I signed up for long-term care insurance and now when I look at the policy, it says $100,000 of life..
Home insurance
Any idea home insurance low prices thank you
Pension/longterm care
Why is it that you work your whole life and earn a pension but when you need to be placed..
Long Term Care Insurance
Hi Terry. When it comes to LTCi, how long should the benefit period last? I understand the importance of adequate..
Term life insurance?
Terry, on today’s John Williams show you discussed getting term life insurance in case you need it. I think it’s..
Sale of rental house
My mother and stepfather gifted me their house in 2010 with the understanding that I would keep them in their..
Insurance policy paid automatically from IRA gains
My wife and I recently met with a financial advisor to modify our insurance policies that met our needs 10..
Medicare
My husband turns 65 this month I turn 65 next month He is a union carpenter still working full time..
Are annuities a good investment?
Do you recommend an annuity as a good investment option for seniors?